FPM Milestone Achieved: Supraja S Defends Thesis on Financial Literacy

ISBR Business School is delighted to announce a major academic milestone achieved by Mrs. Supraja S (Reg. No. FPM04-2020), a dedicated scholar from the Fellow Program in Management (FPM) 2020 cohort. She has successfully submitted her doctoral thesis, followed by her public Viva Voce defense. Her research, titled “Financial Literacy and Investment Behavior of IT Employees in Electronic City, Bangalore”, delves into a pressing topic in modern financial management, with valuable implications for personal finance and corporate wellness.

Research Excellence in Financial Literacy and Investment Behavior

Guided by Dr. Kanagaraj K, Head – ICQ and Associate Professor at ISBR, and evaluated by Dr. B. N. Sivakumar, Professor at NSB Academy, the thesis explored the dynamic interplay between financial knowledge and investment choices among IT professionals.

Key Research Insights:

• • Financial literacy emerged as a powerful predictor of investment decisions.

• • High risk tolerance correlated with preference for high-return financial instruments.

• • Digital financial literacy played a crucial role among younger investors using fintech tools.

• • Financial Self-Efficacy (FSE) was identified as a key mediating factor influencing financial behavior.

These findings highlight the growing need for targeted financial education programs and corporate wellness initiatives, especially in digitally active sectors like information technology.

FPM Viva Voce: A Demonstration of Academic Mastery

During the Viva Voce, Mrs. Supraja S presented her work with clarity, rigor, and confidence, demonstrating exceptional domain knowledge. She responded to the panel’s questions with poise, reinforcing her command over the research subject.

Viva Voce Panel Members:

• • Dr. Kanagaraj K (Chairperson & Research Guide)

• • Dr. Anandram K. S. (Senior Director, ISBR)

• • Dr. B. N. Sivakumar (External Examiner, NSB Academy)

• • Dr. M. R. Jhansi Rani (RAC Member 1)

• • Dr. Balaji S (RAC Member 2)

The panel unanimously endorsed the quality of her research and recommended her for the award of the FPM degree, marking a significant academic accomplishment.

Celebrating Academic Excellence and Future Impact

The ISBR Business School extends heartfelt congratulations to Mrs. Supraja S for her exceptional work and successful completion of the FPM program. Her research contributes meaningfully to the fields of financial literacy, behavioral finance, and digital financial inclusion, reinforcing ISBR’s commitment to scholarly impact and innovation. We wish her continued success in her academic journey and professional endeavors.